Saturday, April 19, 2008
Wednesday, April 16, 2008
Harga Barang Naik Lagi...
Salam,
Bertemu sekali lagi. Terima kasih atas kesdudian mengunjungi laman blog saya. Sudah dua tiga hari saya tidak berkesempatan 'update' blog ini atas faktor kesibukan urusan rutin. Apa - apapun, ianya tak pernah melupakan saya untuk terus berkongsi dan menyampaikan sesuatu kepada semua, buat kebaikan kita bersama.
Isu kenaikan harga barang adalah satu fenomena yang samada kita suka mahupun tidak, ianya tetap akan berlaku. Cuma yang barangkali menjadi persoalan adalah kadar kenaikan harga barang berbanding dengan kenaikan pendapatan individu.
Berikut adalah pandangan salah seorang daripada rakan saya berhubung kenaikan harga bersa di pasaran semasa.
"Berikut adalah beberapa cadangan yang aku fikirkan perlu jika kita ingin menyelamatkan ekonomi negara dari terjejas teruk akibat dari ketidak seimbangan pasaran bijirin semasa.
Pertama, Bernas sebagai badan yang dipertanggungjawabkan perlu mempastikan stok pengimbal negara cukup untuk tempoh sekurang - kurangnya 6 bulan hingga setahun.
Kedua, Bernas, pengilang dan persatuan pengguna harus bersetuju harga patut yang wajar untuk publik.
Ketiga, bagi memenuhi keperluan semasa tindakan ad-hoc amat diperlukan. Kerajaan harus mengimport tambahan beras lebih 10% dari biasa supaya dengan itu ada sedikit apongan bekalan dipasaran dengan cara ini harga beras dapat dikekalkan pada harga patut.
Ke-empat, pengawalan ketat perlu dilakukan supaya peniaga - peniaga yang mengambil kesempatan dari masalah ini dengan menyimpan stok dalam quantiti yang banyak perlu dikenakan tindakan berat. Antaranya menyenarai hitam syarikatnya atau perniagaannya disamping mengenakan tindakan denda 10 x dari nilaian beras yang disimpan.
Kelima, bagi pelan tindakan jangka panjang, gunakan agensi Mardi,Felda, dan Felcra untuk membuka ladang penanaman padi secara besar - besaran dan bersistematik. Kemudian Bernas bertindak sebagai tempat mempastikan stok pengimbal mencukupi untuk keperluan negara untuk tempoh yang ditetapkan.
Ke-enam, untuk tujuan jangka panjang yang lebih strategik, kerajaan melalui syarikat - syarikat pegangannya seperti TH Plantation, Sime Darby atau Synergy Res, MMC dan banyak lagi membuka ladang - ladang komersial di negara - negara Asean yang berpotensi seperti Laos, Vietnam, Kemboja, Indonesia dan Thailand. Dengan cara ini disamping mempastikan negara mempunyai stok simpanan yang mencukupi, negara juga boleh bertindak menjadi pengimport utama untuk produk - produk pertanian. Pada peringkat ini kepentingan Negara hendaklah diutamakan berbanding kepentingan individu.
Jika negara mempunyai simpanan yang mencukupi bahkan berlebihan ini memberi kelebihan kepada negara menentukan harga tetap pada harga yang rendah. Sebarang penjualan secara pukal hendaklah berdaftar dengan kementerian tertentu dengan ini kerajaan dapat sentiasa mengawal pegerakan penjualan diluar jangkaan".
Wassalam.
Posted by AbdHadi at 4:23 PM 0 comments
Thursday, April 3, 2008
KEHEBATAN SURAH AL-IKHLAS
Posted by AbdHadi at 4:40 PM 1 comments
Wednesday, April 2, 2008
No short cut!
Posted by AbdHadi at 4:19 PM 0 comments
Tuesday, April 1, 2008
Understanding The Stock Market
The stock market offers people the ability to generate a separate income stream apart from their daily jobs, or income streams which are superior to those from traditional savings deposits. But before you even think about buying and selling shares, you must know the fundamentals of the stock market and of trading.
First time investors can become confused because of the terminology that is used to describe various market functions. These don’t take long to learn. Incidentally, one common confusion is over the terms ‘stocks’ and ‘shares’. Actually, they both mean the same thing and can be used interchangeably.
The Role of Bursa Malaysia
You can only invest in stocks through a stock exchange, an organized marketplace where stocks are bought and sold under strict rules, regulations and guidelines. The Malaysian stock exchange is called Bursa Malaysia. Bursa Malaysia has over 1,000 listed companies offering a wide range of investment choices to local and global investors. Companies are either listed on Bursa Malaysia Securities Main Board for larger capitalised companies, the Second Board for medium sized companies or the MESDAQ Market for high growth and technology companies.
Raising Capital on the Stock Market
The Stock Market was created by companies wishing to raise capital for their business. When someone says they have a listed company they mean listed on Bursa Malaysia. All companies need cash to take advantage of growth opportunities. Many start-up companies however find themselves short of capital to fund expansion. One way to acquire this cash is to publicly float the company. This involves selling part of the company to private individual and institutional investors who are then able to freely exchange these stocks on an open market. Purchasing stocks in a company that is listed on the stock market is done through an Initial Public Offering or IPO.
Once an IPO has been issued, you can contact the company (phone, fax or email) for a copy of the Prospectus and complete the application to apply for an allocation of shares. Or you can wait until the company is floated and buy shares on the open market. Besides Bursa Malaysia, stock brokers will also have information regarding Initial Public Offerings.
Companies that are already listed can also raise additional money on the stock market by offering existing stockholders the opportunity to buy more stocks in the company. For example, a listed company wanting to raise additional capital might issue one new share at 5sen each for every three shares an existing investor owns.
When you buy shares, you are buying a share in that company and so you own a percentage of that company. When the company makes a profit, you share in that profit in the form of a dividend. Typically, the number of shares that have been issued multiplied by the share price gives us how much a company is worth.
Posted by AbdHadi at 12:00 PM 0 comments
Why Invest In Stocks?
The benefits include:
- Immediate Buy/Sell so you can sell part of your investment any time.
- Very low transaction cost.
- The freedom to work at your own place, at your pace in your own time.
- Easy monitoring — log in to the market from anywhere in the world.
- Being able to maximise returns whilst spreading your risk.
- A predictable form of investment if you know what you’re doing.
- Putting you in control and freeing you of fund management fees.
- Considerable tax advantages.
Things to watch out for:
- The market can be a volatile place.
- You must acquire knowledge of what you are doing.
- You must monitor your investments.
- You must learn the discipline to enter and exit the market on entry and exit signals.
Can Ordinary People Profit from the Stock Market?
Not necessarily so.
Let’s take a look at three different scenarios of ordinary people in the stock market to see how they fared. This will let us view how the process works, the different approaches, and how returns are generated.
Scenario 1: John works in a manufacturing plant earning RM33,000 a year. After rent, living and personal expenses, John has managed to save RM1,500 over the past 6 months that he wants to invest in the stock market. John buys 1,600 shares in ABC Mining at RM0.90 per share (RM1,440). He also pays RM32.95 brokerage fees for buying the shares. In total, John has invested RM1,472.95.
Six months later John decides to sell his shares. He has kept an eye on the performance of ABC Mining and they have risen to RM1.19 a share. John sells his shares for RM1,904. He also pays RM32.95 brokerage fees for selling his shares, leaving him with RM1,871.05. That is a profit of RM398.10.
RM398.10 may not sound a lot, but remember John only invested RM1,472.95 for 6 months, so he won’t make a huge return. Nevertheless, John made a 27% profit which is far better than he would have made by putting the money into his savings account.
Scenario 2: May and Chong both work full-time in professional jobs. Together, they earn RM120,000 per year. After mortgage repayments, living and personal expenses May and Chong have managed to put away RM5,000 that they want to now invest in the stock market. They buy 1,500 shares in AAA Steel at RM1.48 a share (RM2,220) and 1,500 shares in XY Manufacturing at RM1.33 a share (RM1,995). They also pay RM65.90 brokerage fees for the two transactions. Their total outlay is RM4,280.90.
Over the next 12 months AAA Steel shares have risen to RM2.60 a share and XY Manufacturing shares have moved to only RM1.38 a share. May and Chong sell their shares for a total of RM5970. They pay their broker RM65.90 and are left with RM5904.10. Their initial investment was RM4,280.90. So, they make a profit of RM1,623.20.
Scenario 3: Aminah is retired, owns her own home and earns a comfortable income from several long term investments. Aminah would like to invest RM15,000 that she has set aside for buying shares.
Aminah selects a portfolio of 5 companies and aims to invest around RM3,000 in each. Aminah buys 3,333 shares in ABC Mining at RM0.90 a share (an investment of RM2,999.70). She also buys 2,027 shares in AAA Steel at RM1.48 a share (RM2,999.96) and 2,255 shares in XY Manufacturing at RM1.33 a share (RM2,999.15). To complete her portfolio, Aminah buys a further 2,912 shares in MM Multimedia at RM1.03 a share (RM2,999.36) and 3,000 shares in BB Furniture at RM1.00 a share (RM3,000). Aminah also pays RM164.75 brokerage fees for buying the shares. In total, Aminah has invested RM1,5162.92.
12 months later Aminah sells her shares. Four of the shares have increased in value but BB Furniture has dropped to RM0.95 a share. ABC Mining rose to RM1.19 a share returning RM3,966.27. AAA Steel rose to RM2.60 a share returning RM5,270.20. XY Manufacturing rose to RM1.38 a share returning RM3,111.90. MM Multimedia rose to RM1.09 a share returning RM3,174.08. BB Furniture dropped to RM0.95 a share returning RM2,850. In total, Aminah’s shares returned RM18,372.45 less RM164.75 for brokerage. This gives a total of RM18207.70, earning a profit of RM3,044.78.
Posted by AbdHadi at 11:51 AM 0 comments
Kenapa kena masuk Islam?
Posted by AbdHadi at 10:45 AM 0 comments
Friday, March 28, 2008
MT UMNO Tolak Tangguh Perhimpunan Agung
Posted by AbdHadi at 8:29 AM 0 comments
Labels: Politik
Thursday, March 27, 2008
4 THINGS YOU PROBABLY NEVER KNEW YOUR MOBILE PHONE COULD DO
There are a few things that can be done in times of grave emergencies.
Your mobile phone can actually be a life saver or an emergency tool for survival.
Check out the things that you can do with it: FIRST: Emergency The Emergency Number worldwide for Mobile is 112. If you find yourself out of the coverage area of your mobile; network and there is an emergency, dial 112 and the mobile will search any existing network to establish the emergency number for you, and interestingly this number 112 can be dialed even if the keypad is locked. Try it out. SECOND: Have you locked your keys in the car? Does your car have remote keyless entry? This may come in handy someday. Good reason to own a cell phone: If you lock your keys in the car and the spare keys are at home, call someone at home on their mobile phone from your cell phone.
Hold your cell phone about a foot from your car door and have the person at your home press the unlock button, holding it near the mobile phone on their end. Your car will unlock, saves someone from having to drive your keys to you. Distance is no object.
You could be hundreds of miles away, and if you can reach someone who has the other "remote" for your car, you can unlock the doors (or the trunk).
Editor's Note: It works fine! We tried it out and it unlocked our car over a mobile phone!"THIRD: Hidden Battery PowerImagine your mobile battery is very low. To activate, press the keys *3370#
Your mobile will restart with this reserve and the instrument will show a 50% increase in battery. This reserve will get charged when you charge your mobile next time. FOURTH: How to disable a STOLEN mobile phone? To check your Mobile phone's serial number, key in the following digits on your phone:
* # 0 6 #
A 15 digit code will appear on the screen. This number is unique to your handset.
Write it down and keep it somewhere safe.
When your phone get stolen, you can phone your service provider and give them this code. They will then be able to block your handset so even if the thief changes the SIM card, your phone will be totally useless.
You probably won't get your phone back, but at least you know that whoever stole it can't use/sell it either. If everybody does this, there would be no point in people stealing mobile phones.
This is the kind of information people don't mind receiving,
So pass it on to your family and friends
Posted by AbdHadi at 5:24 PM 0 comments
Why Sultan of Terengganu does not like IdrisJusoh
Terengganu's oil royalty which we hope Mahathir will address on 28 July.
Since the mid-1970s, Terengganu had been enjoying a 5% royalty on all the
oil and gas extracted in the state. That is what is provided for under the
Petroleum Development Act. In fact, not only Terengganu, but any state in
Malaysia where oil and gas is extracted they would enjoy the same. However,
in 2000, this royalty was withdrawn and converted to Wang Ehsan (goodwill
money). Suddenly, the RM800 million or so a year that Terengganu was
supposed to get as its 5% share of the oil and gas revenue was transferred
out of the state and into the hands of one man, Idris Jusoh.
Malaysia was then already suffering from an outbreak of JE. But in
Terengganu it was JE of another kind, Jusoh Enterprise, Idris Jusoh's
family business. Jusoh Enterprise or JE was suddenly flush with funds,
RM800 million a year to be exact. Then, in 2004, Umno, under the
stewardship of Abdullah Ahmad Badawi, won back the state from the
opposition. But the state did not win back its 5% oil royalty. The Wang
Ehsan continued and Idris Jusoh, who now became the Chief
Minister, continued to single-handedly manage the fund. Even the State
Economic Development Corporation (SEDC) and the Terengganu State Economic
Planning Unit (UPENT) were left totally in the dark. One man, Idris Jusoh,
decided how the money was spent, and it is a lot of money.
But the new Prime Minister, Abdullah Ahmad Badawi, would not tolerate one
man managing the state's coffers. He wanted Idris Jusoh's hands out of the
RM800 million a year cash box. However, to revert to the 5% royalty only
meant that the money would come directly under state control. That would
not serve their purpose. They wanted direct control of the RM800 million.
Now it was under the control of the Prime Minister's Department but passed
down to Idris Jusoh's hands.
What they needed to do was to get Idris Jusoh's hands out of the equation.
Then Khairy Jamaluddin, Abdullah's son-in-law cum adviser, came out with a
fantastic new 'umbrella concept', better than even Mahathir's. They wanted
control of the RM800 million a year. But they did not want to get it out of
Idris Jusoh's hands by putting it into the hands of the state. That would
merely be a case of out of the frying pan, into the fire. They wanted
direct control of the money without Idris Jusoh deciding on how the money
is spent.
And this is how they did it.
First they appointed Wan Farid, Khairy's 'running dog', as Abdullah's
Political Secretary. Then they appointed Wan Hisham, Wan Farid's brother,
as the State Exco Member in-charge of tourism. Then they gave Patrick Lim,
Khairy's business partner, the sole monopoly of all state tourism projects.
Now the network is intact and Idris Jusoh has been cut off.
Patrick Lim's job is to create all sorts of state tourism projects at
hugely inflated prices. He would then propose these projects to Wan Hisham,
the man in-charge of tourism. Wan Hisham would then pass them on to his
brother, Wan Farid. Wan Farid would then pass them on to Khairy. Idris
Jusoh would of course be left out of the loop and he would only know about
them when it was a fait accompli -- as the alays would say, "Nasi sudah
jadi bubur."
They built 30 houses at RM1 million each on an island in the Terengganu
River. They launched a RM300 million a year yacht race called the Monsoon
Cup. Hundreds of millions a year is being spent to 'attract tourists to
Terengganu'. It seems this year the amount of Wang Ehsan has shot up from
RM800 million to RM1 billion -- so there is even more money to play around
with.
To ensure that Idris Jusoh keeps his hands out of the cash box, Abdullah
himself chairs the state meetings though he is the Prime Minister and not
the Terengganu Chief Minister. Of course, Idris Jusoh, being the Chief
Minister, is allowed to sit in on these meetings though he has no say on
what they propose. Patrick Lim, though he is not in the government, is also
allowed to attend these meetings.
Abdullah would then propose all sorts of tourism projects conjured by Wan
Hisham, Wan Farid and Khairy. Details are of course not discussed; only the
gist of things and the amounts involved. Whenever Idris Jusoh
raises any questions, he would be told to 'leave it all to Patrick Lim who
knows what to do'. Idris Jusoh is not to involve himself in the details.
After awhile Idris Jusoh got quite pissed and tried to resist. One project
that he knew nothing about was placed before him and he was told by Patrick
Lim to sign the papers. But how could he sign the papers when he knew
nothing about it and would eventually have to bear responsibility for it?
Patrick Lim walked out of Idris Jusoh's office and phoned Wan Farid who
complained to Khairy. Within an hour Idris Jusoh received a phone call from
Abdullah who ordered him to sign the papers, which he of course did
straight away.
Patrick Lim's hold on Abdullah was apparent to all but somehow not to Idris
Jusoh. One day Abdullah visited Terengganu to chair the regular meetings on
how to spend Terengganu's RM800 million (which is now RM1
billion because of the increase in oil prices). Idris Jusoh fetched
Abdullah from the airport but before his car could move Patrick Lim's car
cut in front of Idris Jusoh's car and Abdullah got out of Idris Jusoh's car
and got into Patrick Lim's car. Idris Jusoh should have realised then who
really runs Terengganu.
Yes, RM1 billion a year is a lot of money. This money, which should belong
to Terengganu, is not going to the state. It is going to Wan Hisham, Wan
Farid, Patrick Lim and Khairy. And Abdullah chairs the state meetings to
decide how the money is spent. And Wan Hisham, Wan Farid, Patrick Lim and
Khairy help spend the money. And they spend it all. And Idris Jusoh has no
say in how it is spent. And if he refuses to sign the papers he will get a
phone call from Abdullah.
Now do you know who runs this country? Abdullah says he and not his
son-in-law runs this country. Idris Jusoh however will tell you that Khairy
runs this country. And Khairy also runs Terengganu and manages its RM1
billion a year through Wan Hisham, Wan Farid and Patrick Lim. And Abdullah
chairs the Terengganu State meetings on behalf of Khairy and according to
the plan on how Patrick Lim wishes to spend the RM1billion a year.
And now do you know why Mahathir is so pissed? And he has every reason to
be pissed. In fact, I too am pissed. And that is why I agree that Mahathir
stays pissed with Abdullah and his son-in-law. The Terengganu
issue alone is enough for me to get pissed. And rest assured that
Terengganu is but the tip of the iceberg.
Yes, it is nice being able to walk in the corridors of power. And much can
you do when you walk in the corridors of power. And RM1 billion a year is
nice to manage if you have that power to do so. And when you walk in the
corridors of power you would of course have that power
Posted by AbdHadi at 5:17 PM 0 comments
Labels: Politik